Your specialised
Mortgage broker in Canberra

We are not a huge company that spans the whole country, we are a flexible, innovative, boutique Canberra business which offers a mobile service or the choice to meet us in our CBD office.

Why use a mortgage broker? Simple, we do all the legwork for you. You receive expert advice and guidance in finding a hassle free, competitive mortgage and it's completely free!

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Get the right home loan for you

  • Competitive interest rates
  • Expert advice
  • Hassle free

Our service is free

North Finance charge you no fees. We are paid by the lender you choose, which we fully disclose to you. (lender and Government fees and charges may be payable) We are here to save you money, we do this by individually negotiating the best available rate as opposed to accepting the standard rate on offer.

About

What makes us outstanding?

The same mortgage consultant will manage your mortgage from start to finish, ensuring a smooth process that you are kept informed of every step along the way and our philosophy is that our relationship with you does not stop when you settle on your property, we believe that is when our relationship with you truly begins.

Our mortgage consultants are highly trained on the lending criteria of all of the lenders we represent therefore we will be able to narrow down the best available options for you in a timely manner so that you are able to make informed decisions.

We do all the legwork, running around, and hard work, so you can avoid the headache of what many people go through just to find a competitive mortgage. From start to finish we will provide expert guidance and help along the way, so you get a hassle-free, competitive mortgage. If you are looking for a home loan look no more, we have solutions for you, and a vast range of services to cover everyone from first home buyers, to seasoned investors.

The power to choose

Don't just settle for the lender you have banked with for years. North Finance is here to show you a wide range of options. We apply a thorough "Principled Lending Test" to make sure the advice we give and the products we recommend are tailored to your specific needs and objectives.

We then use our up to the minute interest rate knowledge to motivate the lender to compete for your business.

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services

Home Loans

Let us do the legwork for you


First home buyers

At North Finance we enjoy the opportunity to help a first home buyer with their property purchase. It is an exciting but often nerve-racking time for you so it helps to have us there to bounce ideas off and seek guidance from. Your Canberra based home loan consultant offers much more than just finding you a great rate. Contact us now to see how much more we do to help you through the process.

North Finance will:

  • Help you to determine your needs.
  • Take you through the process of obtaining pre-approval and outline the steps involved in purchasing a property.
  • Handle all the paperwork and keep you fully informed at every stage.
  • Be on hand to assist with tips on negotiating with agents, buying at auction and, in consultation with your legal representative, help you with the contracts that need to be signed.
  • Manage deadlines including valuations, finance dates and settlement.

North are on hand any time to check your loan still meets your needs and is still competitive.

First Home Owner Grant

In conjunction with the lender, North Finance will facilitate the First Home Owner Grant application for you.

Find out how North Finance can offer you expert guidance and a hassle-free, competitive mortgage by calling 02 6241 5699 or emailing us at info@northfinance.com.au


Property Investment Loans

Have you reached a standstill growing your investment property portfolio? Have you outgrown your current lender? Are you fed up with dealing with the banks on your own?

North Finance is here to help you:

  • By managing the entire process whilst keeping you fully informed every step of the way
  • Determine an appropriate loan structure Discuss interest only vs principal and interest repayments
  • Offer the lender only the minimum amount of collateral security
  • Revise a strategy to minimise any mortgage insurance that may be payable
  • Review your entire lending portfolio as often as you wish in consultation with our financial planner (which lender does that?!)

Did we mention we do all this for free?! (Government and lender fees and charges may apply)

Relocation Mortgages

North can help you be thoroughly prepared to move home by arranging a pre-approval first so you can sell and buy again with confidence.

North Finance has helped many clients through the process of selling and buying again.

  • Determine the new loan amount you will need including agents fees and paying out your old mortgage
  • Help you select the most competitive, suitable products from our extensive panel of lenders
  • Guide you through bridging finance if you choose to buy before you sell
  • Handle all of the paperwork and keep you fully informed
  • Manage deadlines including valuations and settlement
  • Review your home loan regularly and as often as you wish to check it is still competitive and that it continues to meet your needs
  • Did we mention we do all this for free?! (Government and lender fees and charges may apply)

If a change of location is on the cards, contact us for the latest information.


Refinance

Does the thought of you having to handle a refinance on your make you quiver? How does it work? Have you thought about the new payment coinciding with your current pay dates? Are you moving to a lower interest rate but taking another 30yr loan term by accident? We have thought about that so you don't have to!

Refinancing a home loan can be a tricky business so it pays to have someone in your corner to make sure the process is smooth.

North Finance will:

  • Guide you to determine your needs
  • Help you select the most competitive, suitable products from our extensive panel of lenders
  • Handle all the paperwork and keep you fully informed throughout the process
  • Manage deadlines including valuations and settlement
  • Review your loan regularly and as often as you wish to check it is still competitive and that it continues to meet your needs

Did we mention we do all this for free?! (Government and lender fees and charges may apply)

contact

We would love to hear from you

We are a flexible, boutique Canberra business that offers a mobile service or the choice to meet us at our central CBD location.

Let us do the legwork. We can come to you, whether it's at your work, the local cafe, or our offices. Alternatively, you can make an appointment to visit us. See our location details below.


Contact details

02 6230 4900

info@northfinance.com.au
Level 1/33-35 Northbourne Ave Canberra ACT 2601
PO Box 1402 Canberra ACT 2601

Ben Miller

Ben Miller Principal

Principal

Mobile: 0405 124 036
ben@northfinance.com.au